# Create a vault

Anyone can create a vault on Chamber. The flow takes a few minutes: pick a chain, set your fees, choose which assets the vault can hold, and publish. You'll be the manager; the vault holds depositor funds in its own contract, and the [Guard System](/security/guard-system.md) enforces what you can and cannot do with them.

## Before you start

You need:

* A connected wallet on the chain you want to deploy on.
* A small amount of the chain's native token for the deployment transaction (e.g. ETH on Arbitrum, POL on Polygon).
* Decisions on: vault name and symbol, fee structure, and which assets you want to trade.

You do **not** need to decide your full strategy before creating the vault. Fees, enabled assets, and permissions can all be changed later — fee changes have a [14-day announcement period](/manage/fees-performance.md), enabled-asset changes take effect immediately.

## 1. Pick a chain

From the [Chamber app](https://chamberfi.com/), click **Manage** in the top nav. This opens **Start Your Manager Journey**, where you'll see a card for each supported chain showing what that chain supports — Spot, Lending, Leverage, LP, or Perps. See [Chain capabilities](/manage/chain-capabilities.md) for the full matrix.

![Start Your Manager Journey — chain selection](/files/Wcb8FzD76cJqSAaxRcw6)

Picking a chain opens a confirmation modal to start the vault creation flow. The chain you pick here is fixed for the life of the vault.

## 2. Vault info

![Step 1 — Vault Info](/files/gd2tDzGgFp4mtDWM69Gp)

Fill in the basics.

* **Vault Name.** The public-facing name depositors see. **Permanent** — stored onchain and cannot be changed later.
* **Vault Symbol.** The ticker for your vault token (the receipt token depositors receive). Manager-chosen — keep it short and recognisable. **Permanent** — also stored onchain and cannot be changed later.
* **Manager Name.** Your public manager name. Used across the app and analytics.
* **Manager Address.** Defaults to your connected wallet. This is the address that can change vault settings — treat it like a treasury key.
* **Privacy.** **Public** = anyone can deposit. **Private** = only whitelisted addresses can deposit. See [Permissions & access](/manage/permissions-access.md).
* **Performance Fee.** 0–50%. Charged on profits above high-water mark.
* **Management Fee.** 0–3% per year. Charged continuously on assets under management.
* **Entry Fee.** 0–2%. Charged on deposits.
* **Exit Fee.** 0–2%. Charged on withdrawals.

Chamber takes 10% of your manager fees as a protocol fee — the displayed rate is what depositors pay; you receive 90% of it. See [Fees & performance](/manage/fees-performance.md) for worked examples and the fee-change announcement rules.

## 3. Assets

![Step 2 — Assets](/files/wpq91GfudsKzcJm95ll2)

Pick which assets your vault can hold and trade. Assets are grouped by category:

* **Crypto** — spot tokens (WETH, WBTC, etc.).
* **Stablecoins** — USDC, USDT, DAI, and similar.
* **Lending** — aToken / cToken-style positions on Aave, Compound, and equivalents.
* **Leverage** — [Toros](/ecosystem/toros-finance.md) leveraged tokens (e.g. BTCBULL2X, SOLBULL3X).
* **Liquidity Provision** — LP positions on supported DEXes.
* **Yield** — yield-bearing positions (Pendle, staked assets).
* **System** — internal tokens used by Chamber integrations.

Some tokens are only available as wrapped variants (WETH, WBTC) — native ETH and native BTC aren't held directly.

A vault can enable a **maximum of 12 assets**. Default-enabled assets depend on the chain (on Arbitrum, USDC, WBTC, and WETH are pre-selected).

You can change the set of enabled assets later from vault settings without an announcement period — enable new assets at any time (up to the 12-asset cap), or disable assets you no longer want, **as long as the vault doesn't currently hold any of that asset**. Close the position first, then disable. See [Permissions & access](/manage/permissions-access.md) for the full mechanic.

Choose a tight set to start. Smaller sets are easier for depositors to reason about, and **each enabled asset adds gas cost to every deposit, withdrawal, and NAV calculation** — so keep it to the assets you actually plan to trade.

## 4. Preview and create

![Step 3 — Preview](/files/SSKX93fjZaIDltzfxmJY)

Review everything. The preview also surfaces:

> *Deposit is locked for 24 hours after deposit.*

This is a flash-loan protection measure that applies to **every** depositor, including you. Only the first 24 hours after each individual deposit are locked — top-ups extend the remaining lockup proportionally rather than resetting it. See [Deposit → Lockup & withdrawals](/deposit/lockup-withdrawals.md).

Click **Create Vault** and confirm the transaction in your wallet. Once it's mined, your vault is live and accepts deposits immediately.

## After creation

Your vault is running, but it's empty and untraded. Typical next steps:

* [**Seed it**](/deposit/deposit.md)**.** Managers usually deposit first to bootstrap.
* [**Delegate a trader wallet**](/manage/trader-delegation.md) if you plan to trade via API, bot, or AI agent.
* [**Connect an AI agent**](/manage/ai-assisted-management.md) via MCP if you want Claude to help run the vault.
* [**Trade manually**](/manage/trading.md) from the app UI.

## What's permanent vs. changeable

Most settings can be changed after creation. A few cannot.

**Permanent — set once at creation:**

* **Chain.** A vault can't be moved from (say) Arbitrum to Base. Create a new vault on the target chain instead.
* **Vault name and symbol.** Both are stored onchain and cannot be changed.
* **Vault contract address.** Fixed at deployment.
* **Denomination asset.** Always USD for every Chamber vault. See [Denomination asset](/manage/denomination-asset.md).

**Changeable after creation:** fees (with a [14-day announcement](/manage/fees-performance.md) on increases), [enabled assets](/manage/permissions-access.md), [privacy](/manage/permissions-access.md), the [trader](/manage/trader-delegation.md), [deposit limits](/manage/permissions-access.md#deposit-limits), and the manager address (see below).

## Changing the manager address

The manager address — the wallet that can change vault settings, claim fees, and represent the vault on governance — can be rotated from vault settings.

**This is non-recoverable if you paste the wrong address.** There's no undo and no support ticket that fixes it — whoever controls the destination address controls the vault. Double-check the address, ideally on a second device.

Use cases: moving from a hot wallet to a hardware wallet, rotating after a suspected compromise, handing a vault to a new manager.


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